Self-employed in 2025? Here’s a full guide to filing your taxes right—deductions, forms, and smart tips to save money legally.

You’re the Boss—Now Own Tax Season Too

Being self-employed gives you flexibility, but it also brings extra responsibilities—especially at tax time.

Here’s how to confidently file self-employed taxes in 2025, whether you’re a freelancer, contractor, or small business owner.

1. Know Your Forms

You’ll likely use:

• Form 1099-NEC (income)

• Schedule C (profit or loss from business)

• Schedule SE (self-employment tax)

• Form 1040 (your main return)

2. Track Every Expense

Common write-offs:

• Office supplies

• Business travel

• Website hosting

• Marketing costs

• Phone and internet (if business-related)

Use apps like QuickBooks or FreshBooks to track everything.

3. Self-Employment Tax

You’ll owe 15.3% on net earnings for Social Security and Medicare. This is on top of income tax, so budget accordingly.

4. Make Quarterly Payments

If you expect to owe more than $1,000 in taxes for the year, you’re required to pay estimated taxes quarterly:

• April 15

• June 15

• September 15

• January 15 (of following year)

Use Form 1040-ES to calculate.

5. Home Office Deduction

You can deduct a portion of your housing costs if you use a space exclusively and regularly for business. The simplified method allows $5/sq ft up to 300 sq ft.

6. Hire a Pro if Needed

If your business is growing, hiring a CPA who specializes in self-employed tax law can save you more in the long run.

Conclusion: Be Organized, Be Strategic

Filing as a self-employed individual in 2025 doesn’t have to be overwhelming. With the right tools and habits, you can stay compliant, maximize deductions, and focus on growing your business—not just surviving tax season.